Here is how to get a Visa Card in Nigeria. Almost every single person out there has debit card they use these days, but not every person realizes the advantages that comes with having one. Below you can find more information on how to apply for Visa Card in Nigeria.
Most Debit cards in Nigeria function on fundamental level. They are issued by banks so that cardholders can simply and fast move money from one bank account to another electronically. When making a purchase, money is withdrawn directly from the cardholder’s bank account, and is deducted. Visa debit cards work as an ATM or as a check so that when purchase is made, money is deducted from the cardholders account quickly.
You can use your Visa debit card to make purchases while traveling abroad or in Nigeria, as well as via online.
While there are many online global merchants who accept Visa Debit purchases, you need to verify each merchant accepts Visa Debit before carrying out a transaction as a Visa credit card.
Regular debit cards do not get continual monitoring for fraud, but a Visa card advantages from Visa 24/7 fraud checking and zero liability for fraudulent purchases.
Anyway, be extremely careful that you are taking all of the right precautions for protecting your pin and card number from anyone besides yourself in order to be eligible for Zero liability. In the case of the unauthorised use, you must cooperate with the investigation and present that you had reasonable protection of your card and information in order to get a refund of unauthorized debits.
A visa debit card has these advantages in common with a regular debit card – because these are not credit transactions they are not charged interest, and do not get forgotten until a shocking bill comes in the mail.
Bear in mind that if you are looking to rebuild your credit rating, a prepaid credit card is a remarkable tool for that. Prepaid credit cards report your payment to the credit bureaus, which support you to build up your credit score while still spending your own cash rather than using new credit. Debit/Visa cards do not report to the credit bureaus, so they cannot help to raise your credit score. But the cash managing and budgeting aspects talked earlier, they may help better general finances for those with bad credit.
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